MNT-Halan Launches Egypt’s First Fully Digital Secured Lending Solution through the Halan App

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Cairo, 24 September 2025:

MNT-Halan, Egypt and MENA region’s fastest-growing fintech platform, has launched the country’s first secured lending solution offered by a non-banking financial institution. The service allows customers to instantly access up to 80% of their investments in funds through a fully digital journey on the Halan App.

This milestone provides liquidity to customers without interrupting their investment growth. Through a complete end-to-end digital experience (eKYC) from onboarding and investing to credit limit activation, customers can unlock an instant credit limit of up to EGP 500,000 on their Halan Card while continuing to earn returns on their investments. The credit limit comes at significantly lower interest rates than traditional credit facilities.

Additional Benefits

Customers approved via the Halan App or at any Halan booth can enjoy zero interest and no fees on Halan Card transactions for up to 45 days.

CEO Comment

Mounir Nakhla, Founder and CEO of MNT-Halan, said:

“Many want to invest but hesitate because they’re unsure they can access their money when needed. This launch removes that barrier, allowing customers to grow investments and unlock instant digital credit when life demands it. It’s a simple solution reflecting our philosophy: real lives, real needs, real impact.”

Expanding Investment Options

The secured lending feature complements MNT-Halan’s broader investment offerings. Through the Halan App and a nationwide network of outlets, customers can invest in regulated financial products, including gold funds, equity opportunity funds, Sharia-compliant investments, and Halan Savings, a flexible daily return product. All offerings are fully regulated by the Egyptian Financial Regulatory Authority (FRA), reinforcing MNT-Halan’s commitment to secure, transparent, and accessible financial solutions.

Growth and Ecosystem Expansion

Serving over 8 million customers and with 2 million active users each quarter, MNT-Halan continues to scale its fully integrated financial ecosystem, providing lending, payments, savings, and investments through a single platform. Operating across Egypt, Turkey, Pakistan, and the UAE, MNT-Halan is committed to driving financial inclusion and economic growth in emerging markets.

About MNT-Halan

Founded in 2018, MNT-Halan is Egypt’s first unicorn, aiming to improve lives by revolutionizing access to financial services through technology. It offers business and consumer loans, prepaid cards, e-wallets, savings, and e-commerce services via the Halan App and nationwide physical presence.

MNT-Halan holds micro, consumer, and nano finance licenses from the Egyptian Financial Regulatory Authority and the first independent e-wallet license from the Central Bank of Egypt. The company has received numerous accolades, including Most Innovative Fintech Company in the Middle East & Africa by Global Finance, featured on Financial Times’ Africa’s Fastest Growing Companies list, and Forbes Middle East’s The Middle East’s Fintech 50. The Egyptian subsidiary also holds a Bronze Client Protection Certificate from MFR Global Rating Agency under the Cerise + SPTF framework.

For more information, visit: www.mnt-halan.com

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